ok, a beast has been slain

i spent my friday night sorting through piles & piles of unopened mail, some going back over a year.  i set up a database to enter my debts into, just to get a jump start on fixing them all.  i tallied them up at the end & i am over $75K in debt.  wow, huh?  of  course the vast, vast majority of that is student loan debt & the next big chunk are medical bills.  even seeing that number, i feel okay.  there may be a couple of things missing too.  i need to check on them.

i have a few little bills i can go ahead & take care of when i get my check, & most of the others i can settle with when i get my back pay.  the student loan & the big hospital bills i can make payment arrangements on.  i won’t leave me debt free, but it will put me in a much better place than i am now.  which is a very, very good thing.

there are a couple of extremely difficult calls i need to make.  both are about my  things that have been in storage.  one is a local place i had written off a couple of years ago.  i had gotten everything out of it i wanted, except maybe a couple of boxes & a chair, but the rest was some big/heavy furniture i didn’t want.  i left my job & couldn’t make the payments, so in my typical, head-in-the-sand, dysfunctional fashion i just quit making payments on it.  well, they have continued to send me bills, which have of course gotten in to the hundreds of dollars, & i don’t know if they still have my stuff or not.  they are owned by the same people who own the funeral home that buried my mother, & they are local to home, so i think they have extended me a great deal of grace in the area.  their letters state when they sell my things off i will recieve a notice about it & i haven’t, so i feel i should contact them & if they do still have my stuff i should make arrangements to pay what i owe them & get it.

the other is about the rest of my stuff my former landtroll had taken that i couldn’t get the last time i was there.  i don’t know if they still have it or have dumped it either.  i know by legal standards, & any sane standard really, i have abandoned those things, & i’m okay if they are gone, but i think i should at least find out for sure since i’m trying to get my life straightened out.  though the idea of making those calls hurts me.  maybe i can convince some kind person to make them for me…

ooh, & something scary that happened!  i tried to get one of my free credit reports tonight  (which is scary, but the not the scary something i’m talking about).  during the identity verification process they asked me some questions regarding information in my credit report.  they mentioned i had taken out a home mortgage in april 2009 & asked me a couple of questions about that.  WTF?  i thought it must be a trick question & answered “none of the above” to both questions, but when it was all said & done they refused to give me my credit report, but weren’t clear about why.  so i need to mail my request in.  this has me worried that someone has stolen my identity, though i honestly have no freaking idea how anyone using my identity could get any kind of credit, much less get a mortgage.  i can’t even write a check at walmart, lol.  which is weird, because i don’t have any outstanding bad checks.  i’ve never looked into the matter though.  i just assume it has something to do with my credit.  maybe someday i’ll be brave enough to find out about that too.  for now, i don’t even have a checkbook anymore, so it doesn’t matter.  but i do need to find out about my credit report.

today is more blah

i desperately need to take a shower & put on clean clothes.  i also need to walk to the store.  i have a grouping of cold sores on my lip & i feel like shit.

there is so much i need to say about wednesday, but i can’t write about it just yet.

i’m cold.

things to do this week

since i had a productive day, & hope for more, i decided to make a list here of other things i /hope to get done this week.

• finish laundry
• clean the bathroom
• call L.
• call sister
• pay Y membership
• fix rear view mirror
• finish SSD papers & send them in
• entry about my reaction to some reading i did
• straighten my closet (so i can have something to do with all the stuff piled around my room>_<  then i can start cleaning the stuff out of my car!)
• apply for free cell phone program

& a little early, but just to remind myself for next week i want to organize my room some, make halloween trick-or-treat count-down calendars,  do whatever new pprwk SSD has sent me, put in some p/t job appls around time.